Head of Product – Lending (Vilnius)

Head of Product – Lending (Vilnius)
Компания: HHHUB
Город: Vilnius
About the Company
Our client is an established banking institution operating in Lithuania, providing financial services to individuals and businesses . The organisation offers a range of banking products, including business financing, mortgage lending and everyday banking services . It is focused on developing competitive, customer-oriented financial solutions while maintaining high standards of risk management and regulatory compliance.
About the Role
As Head of Product – Lending , you will lead the strategy and development of a lending product portfolio covering financing and mortgage products . You will translate business priorities and market opportunities into a clear product roadmap, drive improvements across lending products and customer journeys, and work closely with business, technology and risk management teams. The role also involves leading and developing the product team and contributing to potential international product expansion.
Responsibilities
Define and implement the lending product strategy , portfolio priorities and roadmap in line with business objectives;
Lead the development and lifecycle management of financing and mortgage products ;
Identify product and growth opportunities through customer insights, market trends and competitor analysis;
Analyse pricing, profitability drivers, portfolio growth and customer adoption , working with relevant stakeholders to improve product performance;
Drive improvements in lending processes and customer journeys to enhance efficiency and customer experience;
Act as a key product owner in the development of IT systems and digital solutions supporting lending products;
Coordinate cross-functional product initiatives with Risk, Compliance, Legal, IT, Operations, Finance and Sales, ensuring product risks and regulatory requirements are addressed;
Build and maintain relationships with relevant regulators, industry associations, guarantee institutions and strategic partners;
Lead and develop the lending product team, establishing clear priorities, responsibilities and a strong product management culture;
Assess opportunities for potential international expansion, including market priorities and adaptation to local regulatory and customer requirements.
Requirements
Significant experience in product management or product leadership , ideally within banking or financial services, supported by a Bachelor's or Master's degree;
Strong knowledge of lending, corporate banking and/or mortgage products , with experience in trade finance or factoring considered an advantage;
Proven experience developing and managing a complex financial product portfolio ;
Strong commercial understanding of pricing, profitability drivers, portfolio growth and product performance ;
Experience leading teams and complex cross-functional product development or transformation initiatives;
Ability to balance customer needs, commercial priorities, technology capabilities and risk through sound strategic and analytical decision-making;
Good understanding of banking regulation, risk management and product governance , combined with strong communication and senior stakeholder management skills;
Fluent English , both written and spoken, with Lithuanian language skills considered an advantage.
Key Competencies
Ability to define product direction and translate long-term goals into actionable priorities;
Strong understanding of customer value, market opportunities and product performance ;
Confidence in making decisions , managing priorities and delivering improvements;
Ability to align business, technology and control functions around shared objectives;
Adaptability: A practical, results-oriented approach to managing complexity and driving change.
The Employer Offers
A senior leadership opportunity to shape the strategy and development of a significant lending product portfolio;
Private health insurance through a personal employee benefits package;
Employer-supported pension savings programme ;
Additional vacation days and extra leave benefits;
Professional training, career development opportunities and modern working infrastructure;
Performance-related bonuses .
If you bring strong lending product expertise, commercial thinking and the leadership skills to drive meaningful change, we would be pleased to hear from you.